Funds to pay for home improvement projects may come from your savings, tax rebates, bonuses, or some other source. But that trend is changing. Savvy homeowners are realizing that unsecured loans (like those from our underwriter) are easier to get, are faster to process, and reduce exposure to financial risk.
How long does the approval process take? Most loans are approved over the phone in minutes.
What is EnerBank's credit approval rate? About 80% of our loan applications are approved.
How long is my credit commitment good for? Good for 120 days from application date.
What is an unsecured loan? An unsecured loan means there is no collateral or lien on your house.
Is there a penalty for paying off my loan early? No, there is no penalty.
What types of home improvements qualify? Many interior and exterior home improvements qualify.
We offer home improvement loans via EnerBank. This lender provides home improvement loans only through approved contractors. Ask us how we can help you achieve your home improvement goals by providing you exceptional financing options!